Cost of Attendance
Private University Education. Public College Cost.
We know that the thought of paying for school can be overwhelming. At Spalding University, where two out of five members of the student body are the first in their family to attend college, we are dedicated to making the path to higher education accessible and affordable. We’re one of the most affordable private colleges in the state of Kentucky—and we’re eager to connect students with the financial support they need.
[Contact our financial aid team] to discover the possibilities for funding your Spalding University education.
Undergraduate Cost of Attendance
Undergraduate tuition is calculated at a flat rate for standard full-time status. Enrollment above or below the standard full-time status is calculated by the credit hour. Tuition rates are reviewed each year and may be subject to annual increases.
Undergraduate Tuition Rates for 2025-2026
| Status | Cost |
| Full-time (12-18 credit hours) | $15,000/semester |
| Full-time + (19 or more credit hours) | $15,000/semester + $1000/credit hour |
| Part-time (11 or fewer credit hours) | $1000/credit hour |
Please note: Students in the Bachelor of Science in Nursing (BSN) and Bachelor of Science in Social Work (BSW) programs will have fees in addition to tuition (listed above):
- Traditional BSN: $70/credit hour
- Accelerated BSN: $60/credit hour
- BSW: $5/credit hour
Housing, Food and Fees for 2025-2026
| Housing Options | Housing Options |
| Spalding Suites: Single Standard Room | $3,130/semester |
| Spalding Suites: Double Standard Room | $3,020/semester |
| Spalding Suites: Junior Suites Single | $3,010/semester |
| Spalding Suites: Junior Suites Double | $2,810/semester |
| Housing Deposit* | $150/semester |
*You must submit a $150 deposit to secure your room and receive a housing assignment. You will not receive your housing assignment until you pay the deposit. This deposit will be applied as a payment to the student account reducing the balance due for the first semester that you live on campus. You need to submit this deposit once for each academic year. You do not need to submit it each semester. The Housing Preference Form will instruct you on how to pay the $150 deposit.
| Food Plans* | |
| On Campus | |
| Eagle 10: 10 meals/week plus $500 in Eagle Dollars | $2,300 |
| Eagle 5: 5 meals/week plus $1150 in Eagle Dollars | $2,300 |
| Commuter | |
| Commuter Choice: | |
| 3 meals/week plus $250 in Eagles Dollars | $830 |
| Commuter Flex: | |
| All Eagle Dollars | $500 |
*Unused food plans are forfeited at the end of the semester. Any unused Eagle Dollars may be carried over from fall to spring but will be forfeited at the end of spring.
| Fees | |
| Student Services Fee* | $100/semester |
| First-Year Experience (FYE) Fee | $250 (one-time fee) |
*This fee supports health and wellness services and education.
Undergraduate Estimated Total Cost of Attendance
Cost of Attendance is not the actual cost that most students pay. Instead, this number includes the Direct Costs paid to Spalding University and the Indirect Costs students are likely to incur during their college experience, such as personal expenses. Direct costs are noted with an asterisk.
Below, you will find the Cost of Attendance for Spalding in the 2025–2026 financial aid year — please keep in mind that these numbers do not include scholarships, grants, or other aid. Your after-aid cost is called Net Price, which you can estimate using our net price calculator.
2025-2026 Undergraduate Cost of Attendance
Living On Campus
| Expenditure | Amount |
| Tuition (full-time) | *$30,000 |
| Fees | $200 |
| Housing and Food | *$11,964 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $2,000 |
| Personal Expenses | $6,365 |
| Total Cost of Attendance | $50,729 |
Living With Parent
| Expenditure | Amount |
| Tuition (full-time) | *$30,000 |
| Fees | *$200 |
| Housing and Food | $11,785 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $2,985 |
| Personal Expenses | $6,365 |
| Total Cost of Attendance | $51,535 |
Living Off Campus
| Expenditure | Amount |
| Tuition (full-time) | *$30,000 |
| Fees | *$200 |
| Housing and Food | $16,612 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $2,985 |
| Personal Expenses | $9,500 |
| Total Cost of Attendance | $59,497 |
