Cost of Attendance
Private University Education. Public College Cost.
We know that the thought of paying for school can be overwhelming. At Spalding University, we are dedicated to making the path to a college degree accessible and affordable. We’re one of the most affordable private colleges in the state of Kentucky—and we’re eager to connect students with the financial support they need.
Contact our financial aid team to discover the possibilities for funding your Spalding University education.
Undergraduate Cost of Attendance
Undergraduate tuition is calculated at a flat rate for standard full-time status. Enrollment above or below the standard full-time status is calculated by the credit hour. Tuition rates are reviewed each year and may be subject to annual increases.
For the previous year’s undergraduate tuition rates, download the undergraduate tuition and fees for 2025-2026 (PDF).
Undergraduate Tuition Rates for 2026-2027
| Status | Cost |
| Full-time (12-18 credit hours) | $15,450/semester |
| Full-time + (19 or more credit hours) | $15,540/semester + $1030/credit hour |
| Part-time (11 or fewer credit hours) | $1030/credit hour |
Please note: Students in the Bachelor of Science in Nursing (BSN) and Bachelor of Science in Social Work (BSW) programs will have fees in addition to tuition (listed above):
- Traditional BSN: $72/credit hour
- BSW: $5/credit hour
Housing, Food and Fees for 2026-2027
| Housing Options | Housing Options |
| Spalding Suites: Single Standard Room | $3,900/semester |
| Spalding Suites: Double Standard Room | $3,020/semester |
| Spalding Suites: Junior Suites Single | $3,010/semester |
| Spalding Suites: Junior Suites Double | $3,810/semester |
| Housing Deposit* | $100/semester |
| Student Services Fee** | $100/semester |
| First-Year Experience (FYE) Fee | $250 (one-time fee) |
*You must submit a $150 deposit to secure your room and receive a housing assignment. You will not receive your housing assignment until you pay the deposit. This deposit will be applied as a payment to the student account reducing the balance due for the first semester that you live on campus. You need to submit this deposit once for each academic year. You do not need to submit it each semester. The Housing Preference Form will instruct you on how to pay the $150 deposit.
** This fee supports health and wellness services and education.
| Food Plans* | |
| On Campus | |
| Eagle 10: 10 meals/week plus $500 in Eagle Dollars | $2,300 |
| Eagle 5: 5 meals/week plus $1150 in Eagle Dollars | $2,300 |
| Commuter | |
| Commuter Choice: | |
| 3 meals/week plus $250 in Eagles Dollars | $830 |
| Commuter Flex: | |
| All Eagle Dollars | $500 |
*Unused food plans are forfeited at the end of the semester. Any unused Eagle Dollars may be carried over from fall to spring but will be forfeited at the end of spring.
Other Tuition Rates 2026-27
| Program Type | Cost |
|---|---|
| Undergraduate online | $525/credit hour |
| JCTCScholars Rate | $510/credit hour |
Undergraduate Estimated Total Cost of Attendance
Cost of Attendance is not the actual cost that most students pay. Instead, this number includes the Direct Costs paid to Spalding University and the Indirect Costs students are likely to incur during their college experience, such as personal expenses. Direct costs are noted with an asterisk.
Below, you will find the Cost of Attendance for Spalding in the 2026–2027 financial aid year — please keep in mind that these numbers do not include scholarships, grants, or other aid. Your after-aid cost is called Net Price, which you can estimate using our net price calculator.
2026-2027 Undergraduate Cost of Attendance
Living On Campus
| Expenditure | Amount |
| Tuition (full-time) | *$30,900 |
| Fees | $200 |
| Housing and Food | *$13,568 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $1,494 |
| Personal Expenses | $6,365 |
| Total Cost of Attendance | $52,726 |
Living With Parent
| Expenditure | Amount |
| Tuition (full-time) | *$30,900 |
| Fees | *$200 |
| Housing and Food | $12,223 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $2,985 |
| Personal Expenses | $7,256 |
| Total Cost of Attendance | $53,764 |
Living Off Campus
| Expenditure | Amount |
| Tuition (full-time) | *$30,900 |
| Fees | *$200 |
| Housing and Food | $18,566 |
| Supplies, Course Materials and Equipment (no cost for books!) | $200 |
| Transportation | $2,985 |
| Personal Expenses | $9,500 |
| Total Cost of Attendance | $62,351 |
- Tuition is based on full-time (12-18 credit hours). See the tuition chart above for part-time tuition costs (11 or fewer credit hours) and for the full-time+ costs (19 or more credit hours).
- The information above indicated with an asterisk (*) are Direct Costs- meaning they are paid directly to Spalding University and appear on your bill. All other costs are In-direct Costs that are expenses associated with attending any college/university and do not appear on your Spalding bill.
- Beginning 2024-2025 there is no cost for undergraduate books. Student cost of attendance includes amount for materials and equipment.
Graduate Cost of Attendance
Graduate tuition is calculated per credit hour and varies by program. Tuition rates are reviewed each year and may be subject to annual increases.
Graduate Tuition Rates for 2025-2026
| Program | Credit Hours | Cost per Credit |
|---|---|---|
| Athletic Training (MSAT) | 62 | $825 |
| Business (MBA/MSM) | 33 | $610 |
| Clinical Mental Health Counseling (CMHC) | 60 | $685 |
| Clinical Psychology (MA) | 60 | $1065 |
| Clinical Psychology (PsyD) | 120 | $1065 |
| Education — Instructional Leadership/Principal Prep | 30 | $440 |
| Education — Teacher Leadership (MAEd) | 30 | $440 |
| Education — Leadership (EdD) | 60 | $850 |
| Health Science (MS) | 33 | $610 |
| Nursing — FNP (MSN) | 45 | $825 |
| Nursing — PMHNP (MSN) | 45 | $825 |
| Nursing — Leadership and Educator (MSN online) | 36 | $610 |
| Nursing Practice (DNP) | 36 | $810 |
| Occupational Therapy (entry-level OTD) | 110 | $970 |
| Occupational Therapy (post-professional OTD) | 30 | $640 |
| Physical Therapy (entry-level DPT) | 110 | $970 |
| Physical Therapy (post-professional DPT) | 30 | $640 |
| School Counseling | 33 | $440 |
| Social Work (MSW) | 58 | $770 |
| Social Work (DSW) | 50 | $850 |
| Teaching (MAT) | [varies] | $440 |
| Writing certificate | 5 | $650 |
| Writing (MAW) | 35 | $650 |
| Writing (MFA) | 65 | $650 |
Graduate Program Discounts and Fees
Spalding alumni are eligible for a 10% discount (may not be combined with MBA/MSM early admission discount) for the following graduate degree programs:
- Business Administration (MBA)
- Clinical Mental Health Counseling (CMHC)
- Doctor of Nursing Practice (DNP)
- Family Nurse Practitioner (MSN – FNP)
- Management (MSM)
- Nursing Leadership and Educator (MSN Online)
- Occupational Therapy (post-professional OTD)
- Psychiatric Mental Health Nurse Practitioner (MSN – PMHNP)
- Social Work (DSW)
A community partnership benefits more than your company. The perks extend to the student. Students in our community partnerships program receive personalized care and tuition discounts.
Current Community Partners
- Appalachian Regional Healthcare (ARH)
- Baptist Health Systems, Inc.
- Brescia
- Charter Communications
- Center for Women and Families
- ECTC
- Evolve502
- Home of the Innocents
- Humana
- IU Southeast
- JCTC
- Jefferson County Public Schools (JCPS)
- Kindred
- Kentucky Cabinet for Families and Children
- Kentucky Community and Technical College System (KCTCS)
- Leadership Louisville
- Maryhurst
- Kosair for Kids
- RehabCare
- ScionHealth (Kindred)
- Seven Counties Services, Inc.
- Signature HealthCARE
- Spectrum
- Taylor Regional Hospital
- Teach Kentucky
- U of L Health
- Volunteers of America
- Westminster College
- Young Professional Association of Louisville (YPAL)
Students in the following programs will be charged the equivalent of 1 credit hour while writing their dissertations or completing their capstone projects and not enrolled in courses:
- Clinical Psychology (PsyD)
- Education – Leadership (EdD)
- Nursing Practice (DNP)
Students in the following degree programs will be charged a $5 technology fee per credit hour:
- Clinical Psychology (MA)
- Clinical Psychology (PsyD)
- Social Work (MSW)
- Social Work (DSW)
Students in the Physical Therapy (entry-level DPT) program will be charged a lab and technology fee of $100 per semester.
MSN-FNP and MSN-PMHNP students will be charged a $15 technology fee per credit hour.
All graduate students pay a $100 fee each semester to support health and wellness services.
Spalding University estimates that books will cost $725 for full-time graduate students. Costs vary by program.
2025-2026 Graduate Cost of Attendance
Living Off Campus
| Expenditure | Amount |
|---|---|
| Tuition | [Varies by program] |
| Fees | $200 + program-specific fees |
| Housing and Food (3 meals/day, 7 days/week) | $16,612 |
| Books, Supplies, Course Materials and Equipment | $725 |
| Transportation | $2,985 |
| Personal Expenses | $9,500 |
| Total Cost of Attendance | $30,022 |
Online Cost of Attendance
Online tuition is calculated per credit hour. In some cases, it varies by program. Tuition rates are reviewed annually and may increase.
Online Tuition Rates for 2025-2026
| Program Type | Cost |
|---|---|
| Undergraduate online | $510/credit hour |
| Graduate online | See graduate tuition rates |
Online Program Fees
In addition to direct costs, the university has a $100 per semester fee for health and counseling services.
If you are a graduate student, your program of choice may have additional fees, including orientation, course fees, and travel costs. Check your individual program for associated costs.
For the previous year’s undergraduate tuition rates, download the undergraduate tuition and fees for 2025-2026 (PDF).
For the previous year’s graduate tuition rates, download the graduate tuition and fees for 2025-2026 (PDF).
Online Cost of Attendance
Our cost of attendance (or sticker price) isn’t the actual cost that most students pay. The Cost of Attendance includes Direct Costs (meaning it appears on your bill and is paid directly to Spalding University) as well as Indirect Costs (expenses associated with attending any college/university and are not paid to Spalding). Below are the established Cost of Attendance for attending Spalding in the 2025-2026 financial aid year. To get an estimate of our Net Price (the amount estimated to be paid to Spalding for the year after estimated grants and scholarships have been applied), see what Spalding-funded scholarships you may be eligible to receive and use our net price calculator for estimated costs based on your income and academic information.
| Expenditure | Amount |
|---|---|
| Tuition | *$525/Credit hour for Undergraduates Graduate tuition varies by program |
| Fees | *$200 |
| Housing and Food | $18,566 |
| Books, Supplies, Course Materials, and Equipment | $200 |
| Transportation | $2,985 |
| Personal Expenses | $9,500 |
| Total Cost of Attendance | Tuition + $31,451 |
- Tuition is a Direct Cost —meaning it appears on your bill and is paid directly to Spalding University. All other costs are In-direct costs that are expenses associated with attending any college/university and are not paid to Spalding.
- Beginning 2024-2025 there is no cost for undergraduate books. Student cost of attendance includes amount for materials and equipment.
